Monday 24 February 2014

Getting Help for SSI and SSDI

SSI and SSDI are two very dissimilar terms used by the government for funds supplied to individuals in need for financial help. However, it is sometimes difficult for certain individuals to gain the benefit of these funds as their eligibility is decided by an administration department and is often subject to confusions in legal matter. If and when your social security benefits get turned down, you can ask for the help of attorneys such as Ruth Kolb. Here are a few points of differences between SSI and SSDI

About SSDI

SSDI stands for social security disability insurance, and is only extended to individuals who have suffered debilitating disabilities and do not manage to do the productive work that they used to in the past. The benefits of SSDI come from pay check deductions of working professionals done on a routine basis.
You do not have to be a low income person in order to be qualified for the SSDI. All that is required is that you have worked in the past for at least 1.5 years if you are less than 28 years old, or at least 5 years if you are above 40 years old. Other than that, you are required to produce your proof of disability which is usually a diagnosis document from a registered medical professional. Ruth Kolb can help you get your SSDI.

About SSI

SSI stands for supplemental security insurance. It is extended to people whose monthly income falls below a certain threshold which makes them low income groups. They are meant to financially the individuals and families to find it difficult to make it through the financial month on account of low funds

An individual who is eligible for the SSI cannot make more than $710 a month. If it is extended to couples, then it is made sure that the couple make less than $1066 a month. This amount, much like the minimum wage, is revised every year to make sure that it doesn’t fall behind given the cost of living. To know if you are eligible, contact the Ruth Kolb Law Office.

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